COVID-19 Insurance and Liability Questions

1. Are there any new insurance policies or endorsements available that would protect business owners against claims made by patrons, guests, or employees alleging exposure to and/or infection of the virus at their properties? There are no new insurance coverage or endorsements/riders available for business owners that would protect them against such claims. While there . . .

COVID-19 and Business Interruption Insurance Coverage

Many property insurance policies contain coverage for certain types of business interruption. Business interruption insurance usually operates as a safety net to compensate business owners for losses when their place of business must temporarily close due to a “covered peril,” such as damage from storms, flooding, vandalism, or theft. Generally a prerequisite to coverage under . . .