1. Are there any new insurance policies or endorsements available that would protect business owners against claims made by patrons, guests, or employees alleging exposure to and/or infection of the virus at their properties? There are no new insurance coverage or endorsements/riders available for business owners that would protect them against such claims. While there . . .
Many property insurance policies contain coverage for certain types of business interruption. Business interruption insurance usually operates as a safety net to compensate business owners for losses when their place of business must temporarily close due to a “covered peril,” such as damage from storms, flooding, vandalism, or theft. Generally a prerequisite to coverage under . . .
In recent weeks, we have received questions from clients regarding the effect of the novel coronavirus (“COVID-19”) on cases that are currently pending in the courts or disputes that might be headed toward litigation. The following is a brief overview of the effect of COVID-19 and the response on legal proceedings in Minnesota. As an . . .